Navigating Social Security disability programs can be complex, but understanding the primary benefits is essential. Disability Insurance Benefits (DIB) assist individuals who have a sufficient work history but can no longer maintain employment due to a medical condition. It's important to note that the Social Security Administration (SSA) applies stricter disability criteria than the general medical community.
Disabled Widow and Widower’s Benefits (DWB) support spouses aged 50 to 59 who become disabled following their partner’s death, contingent upon meeting specific timelines and SSA’s disability definitions. Disabled Adult Child Benefits (DAC) provide financial aid to adult children with disabilities after their parent(s) pass away, often offering higher payments through Social Security Disability Insurance (SSDI) compared to Supplemental Security Income (SSI).
SSI assists disabled individuals or those aged 65 and older with minimal income and resources, particularly if they haven’t worked long enough to qualify for SSDI. Eligibility varies by case; therefore, seeking a free consultation can help clarify available options and rights.